Terms of Use - Kiroku

1. Eligibility

You must be old enough to form a binding contract in your country, or have permission from a parent or legal guardian who agrees to these Terms on your behalf.

2. License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the App for your personal, non-commercial purposes on Apple devices that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions.

The App is licensed, not sold. These Terms supplement Apple's standard Licensed Application End User License Agreement. If these Terms conflict with Apple's standard EULA, these Terms apply to the extent permitted.

3. Free Features and Kiroku Pro

The App's core features are free. Additional features, such as iCloud sync across devices, multiple ledgers, multi-currency transactions, detailed reports, App Lock, data export and backup, and colored and custom icons, are unlocked by Kiroku Pro, a one-time in-app purchase. Kiroku Pro is not a subscription and does not renew.

Payment. Purchases are made through Apple's App Store and are subject to Apple's terms. The price is shown in the App before you buy and may vary by country or region.
Restoring. You can restore Kiroku Pro on other devices signed in to the same Apple Account using "Restore Purchases" in the App.
Refunds. All refund requests are handled by Apple. You can request a refund at reportaproblem.apple.com. We cannot issue refunds directly.
Future features. We may add features to Kiroku Pro over time. Features we describe as included in Kiroku Pro will be available to existing purchasers at no extra charge. We may change, improve or discontinue individual features, but if you lose access to Kiroku Pro, the data you already entered will not be deleted or locked.

4. Your Data

You own the data you enter into the App. Your records are stored on your device and, if you turn on iCloud sync, in your own iCloud account. We do not host or have access to your records. See our Privacy Policy for details.

Because your data is not stored on our servers, you are responsible for keeping backups, for example by using iCloud sync or the App's export feature. We cannot recover data that is lost because a device is lost, damaged or reset, the App is deleted, iCloud data is removed, or for any other reason.

You are responsible for the accuracy of the information you enter and for any files you import into or export from the App.

5. No Financial, Tax or Legal Advice

The App is a tool for recording and reviewing your own income and expenses. Reports, budgets, balances, charts and summaries are calculated from the information you enter and are provided for your personal reference only. The App does not provide financial, investment, tax, accounting or legal advice. Consult a qualified professional before making decisions based on information in the App.

6. Exchange Rates

Exchange rates downloaded by the App come from third-party sources and are provided for convenience only. They may be delayed, rounded or inaccurate, and may differ from the rates used by your bank or payment provider. You can review and change any rate manually. We are not responsible for any loss resulting from the use of exchange rates in the App.

7. Acceptable Use

You agree not to:

copy, modify, distribute, sell, rent or sublicense the App, except as allowed by these Terms or by law;
reverse engineer, decompile or disassemble the App, or try to extract its source code, except to the extent this restriction is prohibited by applicable law;
bypass or interfere with any security, licensing or purchase verification feature of the App;
use the App for any unlawful purpose or in violation of any applicable law.

8. Intellectual Property

The App, including its design, code, graphics, icons, text and the "Kiroku" name and logo, is owned by NetXSoft or its licensors and is protected by intellectual property laws. Except for the license granted in Section 2, no rights are granted to you. Any images you use to create custom icons remain yours, and you confirm that you have the right to use them.

9. Third-Party Services

The App relies on third-party services, including Apple (App Store, iCloud, Maps, Face ID and Siri), Google Analytics for Firebase, RevenueCat and Supabase, as described in our Privacy Policy. Your use of those services may be subject to their own terms. We are not responsible for the availability or performance of third-party services.

10. Feedback

If you send us suggestions or feedback, you allow us to use them to improve the App without any obligation to you.

11. Disclaimer of Warranties

To the maximum extent permitted by law, the App is provided "as is" and "as available", without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the App will be uninterrupted, error-free, or free of data loss, or that calculations, reports or synced data will always be accurate or complete.

Some countries do not allow the exclusion of certain warranties, so some of the above may not apply to you.

12. Limitation of Liability

To the maximum extent permitted by law, NetXSoft and its officers, employees and suppliers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, profits, revenue or savings, arising from or related to your use of, or inability to use, the App, even if we have been advised of the possibility of such damages.

To the maximum extent permitted by law, our total liability for any claim relating to the App will not exceed the greater of (a) the amount you paid for the App and Kiroku Pro in the twelve (12) months before the claim, or (b) CAD $10.

Nothing in these Terms limits liability that cannot be limited under applicable law, such as liability for death or personal injury caused by negligence, or for fraud.

13. Termination

These Terms remain in effect until terminated. Your rights under these Terms end automatically if you fail to comply with them. You can end these Terms at any time by deleting the App from all your devices. Sections 4, 5, 6, 8, 11, 12, 15 and 16 survive termination.

14. Changes to the App and These Terms

We may update, change or discontinue the App or any feature at any time. We may also update these Terms from time to time. We will post the updated Terms at this address and change the effective date above. If a change is material, we will provide notice in the App or through the App Store release notes. Your continued use of the App after the updated Terms take effect means you accept them.

15. Apple-Specific Terms

The following applies because you obtained the App from Apple's App Store:

These Terms are between you and NetXSoft only, not Apple. NetXSoft, not Apple, is solely responsible for the App and its content.
Apple has no obligation to provide any maintenance or support for the App.
If the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the App.
Apple is not responsible for addressing any claims by you or any third party relating to the App or your use of it, including product liability claims, claims that the App fails to meet legal or regulatory requirements, and claims arising under consumer protection, privacy or similar laws.
If any third party claims that the App or your use of it infringes that party's intellectual property rights, NetXSoft, not Apple, is responsible for the investigation, defense, settlement and discharge of that claim.
You represent that you are not located in a country subject to a government embargo or designated as a "terrorist supporting" country, and that you are not listed on any government list of prohibited or restricted parties.
Apple and its subsidiaries are third-party beneficiaries of these Terms and, once you accept them, Apple has the right to enforce these Terms against you as a third-party beneficiary.

16. Governing Law and Disputes

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict of law rules. The courts located in Toronto, Ontario have exclusive jurisdiction over any dispute arising from these Terms or the App, and you and we consent to that jurisdiction.

If you are a consumer, nothing in this section deprives you of the protection of mandatory laws of the country where you live, or of your right to bring a claim in the courts of that country where local law gives you that right.

17. General

Entire agreement. These Terms, together with our Privacy Policy, are the entire agreement between you and us about the App.
Severability. If any part of these Terms is found unenforceable, the remaining parts stay in effect.
No waiver. Our failure to enforce any part of these Terms is not a waiver of our right to do so later.
Assignment. You may not transfer your rights under these Terms. We may transfer ours, for example as part of a merger or sale of the App.
Language. These Terms are written in English. If we provide a translation, the English version controls to the extent permitted by law.

18. Contact Us

NetXSoft Inc.
Ontario, Canada
Email: kiroku@netxsoft.com